Emma Koster is a seasoned author and thought leader with a focus on new technologies and the fintech industry. She holds a Master’s degree in Financial Technology from Columbia University, where she honed her expertise in the intersection of finance and technology. With over a decade of experience, Emma has worked as a senior analyst at Quorum Financial Services, where she developed insights into emerging trends and their practical applications in the marketplace. Her writing combines rigorous research with an engaging narrative style, making complex topics accessible to a broad audience. Emma's work has been featured in leading industry publications, and she is a sought-after speaker at technology and finance conferences worldwide.